MBF Bank incorporated in Tonga commenced operations on 29 October 1993. It is one of the four fully commissioned  Commercial Banks in Tonga under the supervision of National Reserve Bank of Tonga . It is a significant player in the financial system in Tonga playing the role of a clearing bank in Tonga. The banking system is made up of a hybrid development bank, a large regional and international bank.

The Bank offers basic retail services namely Savings Account, Current Accounts and Fixed Term Deposits  for  the local mass retail market. Lending Operations  is of personal lending mainly money usage products namely Term Loans and Overdraft Facilities.

Other services offered  include a full range of Remittance products namely Demand Draft, Banker’s Cheque, International Telegraphic Transfer and trading of Foreign Currency Notes. MBF is a subscriber of  SWIFT and offering speedy forex delivery for both inward and outward international remittances.

The Bank operates 2 branches,  a Main Branch in the Capital City of Nuku’alofa, a branch in the North, Vava’u Islands and a Change de Bureau  located at Fua’amotu International Airport.

MBf Bank is an established leader in low cost financial service provider with a growing mass retail based market. The Bank a niche player focusing on personal and house mortgage loans. It enjoys a sizable captive market in mass retail banking and is a leading provider of payroll services to a sizable portion of the civil servants.